MAB Quarterly Review Q1 2025 - Cautious - Flipbook - Page 16
It is important therefore that you train yourself to become a diligent and patient investor, in order to receive
the full bene昀椀t of investing in equities over the long term.
The level of risk you are prepared to take, your investment objectives, or more importantly your time horizon,
should in昀氀uence the level of equities within your investment. Those wishing to take more risk, or those with
a longer time horizon, should have more invested in equities, while those wishing to take less risk, or with
a more short-term time horizon, will usually have more invested in other diversifying asset classes. In either
case, looking at your valuation too regularly can lead you to react to short-term volatility and move off course
from your original investment plan.
Conclusion
The more frequently you check your investment, the less likely you will be looking at an increase in your
investment. This could then lead to making a poor investment decision based wholly on short-term in昀氀uences.
So, looking less frequently at your investment portfolio, increases the probability that you will see a higher
value, and this ultimately could lead to better investment decisions, such as staying invested and keeping to
your long-term plan and goals, as the chart below shows:
Risk pro昀椀le 03 returned 46% over the past 10 years, shows the bene昀椀t of staying the course over the long
term.
Source: YOU Asset Management Ltd 2025
Source: Financial Express analytics, data to 17/09/2025, using equal blend of Active MPS 03 and Enhanced Passive MPS 03,
then Multi-Asset Blend Cautious when launched.
Pg 15
