MAB Quarterly Review Q1 2025 - Cautious - Flipbook - Page 14
Investment insights
Self-help investing – looking less frequently at your portfolio’s
value means less time being fearful
We all know the important strategies for successful long-term investing. Start your investment journey as
soon as you can, as this gives you more time invested, and more time invested gives you a higher probability
of better returns. Stay invested throughout your investment journey, as it is impossible to consistently time
the markets, and just missing a handful of the best days can have a signi昀椀cant impact on your wealth.
Be appropriately diversi昀椀ed, as this can reduce your overall volatility over the long term and allows you to
capture returns from a wide variety of differentiated asset classes.
You can help yourself keep to these rules by reducing the number of times you put yourself in a situation
where you think you need to make a decision. The obvious catalyst for this is checking your valuation too
often. A signi昀椀cant part of successful long-term investing is avoiding making unforced mistakes, and looking
less frequently at your valuation can be a signi昀椀cant help towards this.
The longer you leave the times between looking at your investment value, the more likely you are to make
positive decisions, so looking less often could arguably make you a much happier investor. As the table shows,
looking at your valuation weekly gives you around a 40% chance of being disappointed with a negative
return; however, change the frequency to quarterly and you have over a 70% chance of being pleased with a
positive return.
Source: YOU Asset Management Ltd 2025
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