MAB Growth Quarterly Review Q4 2025 - Flipbook - Page 16
The importance of diversification
Diversi昀椀cation is about navigating across the different
asset classes and avoiding those peaks and troughs
of individual asset classes. Picking a single asset class
that you hope to be the best performer is like trying
to time the markets, as often the best asset class drops
to being one of the worst performers over time.
As the ‘patchwork quilt’ graphic shows, asset classes
move in and out of favour. US equities (shares in US
companies, shown in light red) was one of the best
equity asset classes in 2023 and 2024 but dropped
to the worst in 2025. Conversely, the best equity
asset class in 2025 was European (excluding UK)
equities, which was the worst equity asset class
the year before.
The black and navy-blue rectangles represent our
Multi-Asset Blend Growth and Adventurous Funds.
Being diversi昀椀ed across the equity asset classes
allows us to navigate across market cycles. This
is what delivers consistent long-term returns and
provides the best possible outcomes to our clients.
Asset class mosaic
Source: YOU Asset Management and Financial Express Analytics
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