MAB-Quarterly-Review-Q2-2025-Cautious - Flipbook - Page 14
Investment insights
The importance of not delaying your investment journey
Starting is often the biggest hurdle because it is human nature to try and ‘time the markets’ particularly when
the current geopolitical noise is ampli昀椀ed by the media.
Staying invested is a crucial part of any successful investment strategy. Once you are on your investment
journey the decision to stay invested can be easier, especially when you have con昀椀dence in your portfolio.
However, starting can often be the biggest emotional or mental hurdle, because it is human nature to try to
pick the right time. In reality, if you have not yet started, the right time is now.
We have previously written about the extraordinary power of compound growth, and although the growth
may initially seem modest, the longer you stay invested the potential for greater returns increases. In order
for investors to potentially bene昀椀t from this power of compound growth, they have to start investing and
the sooner the better. This is not because we think now is a perfect entry point for investors, but the
sooner you can start the investment journey, the sooner you can bene昀椀t from compounding growth and
longer-term returns.
The key realisation is that as long as you are investing for the long-term, it does not necessarily matter
what the returns in the 昀椀rst few years are. What really matters is the length of the time that you will be
investing over.
In the chart below we show the actual returns from our Active MPS portfolio that has 80% invested in equities;
it is the equivalent of our Multi-Asset Blend Growth Fund.
Pg 13
